STORM DAMAGE
HAIL
WIND
TORNADO
– Policy Review: Always check your specific homeowner’s insurance policy for coverage details regarding hail and wind damage.
– Covered Perils: Most standard policies cover hail and wind damage to the roof, siding, and other exterior structures.
– Deductibles: Deductibles are generally $1000 and above.
– Claim Process: Sonderby will document the damage with photos and notes.
– Inspection Requirement: Insurance adjusters may need to inspect the damage before approving claims.
– Replacement Costs: Coverage may include full replacement costs for damaged materials, depending on the policy.
– Exclusions: Check for any exclusions, such as damage due to neglect or pre-existing conditions.
– Loss of Use: Some policies provide coverage for temporary housing if your home is uninhabitable.
– Additional Living Expenses: Coverage may include costs incurred while repairs are made.
– Timely Repairs: Insurance often requires homeowners to make necessary repairs to prevent further damage.